Debt, grinding debt, whose iron face the widow, the orphan, and the sons of genius fear and hate; debt, which consumes so much time, which so cripples and disheartens a great spirit with cares that seem so base, is a preceptor whose lessons cannot be foregone, and is needed most by those who suffer from it most.
Interpretation
Debt is a burdensome force that affects people's lives deeply, teaching hard lessons to those who endure it.
In this quote, Ralph Waldo Emerson reflects on the oppressive nature of debt, portraying it as a serious issue that not only impacts the lives of individuals like widows and orphans but also stifles the creativity and potential of talented individuals. He suggests that while debt can be a harsh teacher, its lessons are particularly relevant to those who suffer from financial hardship, emphasizing its significant influence on human experience and the psyche.
In practice
During a financial seminar, one could use this quote to emphasize the importance of understanding the impact of debt.
It is plain that there is no separate essence called courage, no cup or cell in the brain, no vessel in the heart containing drops or atoms that make or give this virtue; but it is the right or healthy state of every man, when he is free to do that which is constitutional to him to do.
Few people have any next, they live from hand to mouth without a plan, and are always at the end of their line.
Men cease to interest us when we find their limitations
Tis the good reader that makes the good book; a good head cannot read amiss: in every book he finds passages which seem confidences or asides hidden from all else and unmistakeably meant for his ear.
The world belongs to the energetic.
Hast thou named all the birds without a gun?
Every day without fail one should consider himself as dead. There is a saying of the elders that goes, 'Step from under the eaves and you're a dead man. Leave the gate and the enemy is waiting.' This is not a matter of being careful. It is to consider oneself as dead beforehand.
Carmen prayed hard. She prayed while standing near the priest in hopes it would give her request extra credibility. What she prayed for was nothing. She prayed that God would look on them and see the beauty of their existence and leave them alone.
Posterity will surely be amazed, and I hope vastly amused, that such slipshod and unconvincing theorizing should have so easily captivated twentieth-century minds and been so widely and recklessly applied.
Democracy cannot survive overpopulation. Human dignity cannot survive it. Convenience and decency cannot survive it. As you put more and more people into the world, the value of life not only declines, but it disappears. It doesn't matter if someone dies.
I once asked a hermit in Italy how he could venture to live alone, in a single cottage, on the top of a mountain, a mile from any habitation? He replied, that Providence was his next-door neighbor.
I find only freedom in the realms of eccentricity.
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