To the generous mind the heaviest debt is that of gratitude, when it is not in our power to repay it.
Benjamin FranklinRead
Laziness travels so slowly that poverty soon overtakes it.
Interpretation
Laziness hinders progress, allowing poverty to catch up quickly.
This quote by Benjamin Franklin emphasizes the idea that procrastination and lack of effort lead to financial struggles. It illustrates how being idle can prevent individuals from achieving success, suggesting that those who do not act or work diligently will inevitably face adverse consequences, such as poverty.
In practice
During a workshop on personal finance, you could use this quote to motivate attendees to take action.
To the generous mind the heaviest debt is that of gratitude, when it is not in our power to repay it.
He'll cheat without scruple, who can without fear.
[E]very Man who comes among us, and takes up a piece of Land, becomes a Citizen, and by our Constitution has a Voice in Elections, and a share in the Government of the Country.
Our Constitution is in actual operation; everything appears to promise that it will last; but in this world nothing is certain but death and taxes.
Let honesty and industry be thy constant companions, and spend one penny less than thy clear gains; then shall thy pocket begin to thrive; creditors will not insult, nor want oppress, nor hungerness bite, nor nakedness freeze thee
I think that a young state, like a young virgin, should modestly stay at home, and wait the application of suitors for an alliance with her; and not run about offering her amity to all the world; and hazarding their refusal. Our virgin is a jolly one; and tho at present not very rich, will in time be a great fortune, and where she has a favorable predisposition, it seems to me well worth cultivating.
Here is an opportunity for you to celebrate like never before, my own power, and my own ability to get myself to do whatever is necessary.
When everything seems to be going well and your dream is almost within your gasp, that is when you must be more alert than ever.
Desire that your life count for something great! Long for your life to have eternal significance. Want this! Donβt coast through life without a passion.
Take the job or the project that scares you a little. It's the one with the most to teach you.
When you encourage others, you, in the process, are encouraged because you're making a commitment and difference in that person's life. Encouragement really does make a difference.
Itβs up to you to make everyday as perfect as possible. _x000D_ Itβs a question of will and discipline.
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